Ripple CEO Brad Garlinghouse remains optimistic about XRP’s growing regulatory acceptance, predicting that it could soon become part of the US Digital Asset Stockpile. He also expects the SEC to approve XRP ETFs by late 2025, paving the way for broader institutional adoption.

XRP’s Role in the US Digital Asset Stockpile

In March 2025, former US President Donald Trump signed an executive order establishing the Digital Asset Stockpile and a Strategic Bitcoin Reserve. While XRP was not explicitly mentioned, a post on Truth Social hinted at its potential inclusion.

Garlinghouse believes XRP could be added, particularly given Trump’s past endorsements and his participation in the White House Crypto Summit. He also suggested that the US government could acquire XRP through seized assets, making the process simpler.

XRP ETFs on Track for Approval

Garlinghouse remains bullish on XRP ETFs, predicting SEC approval by late 2025. Several firms, including Bitwise and Franklin Templeton, have already filed applications, signalling strong institutional interest.

If approved, XRP ETFs could significantly boost liquidity and mainstream adoption, following the success of Bitcoin and Ethereum ETFs.

Institutional Demand and Regulatory Shifts

XRP has seen increasing institutional interest, with financial firms looking to leverage its fast and low-cost transactions. Regulatory bodies are also shaping policies that favour XRP adoption, further strengthening its market position.

Despite past legal challenges, XRP appears to be gaining traction, with regulatory clarity improving under the new administration.

What’s Next for XRP?

With potential inclusion in the Digital Asset Stockpile and XRP ETFs on the horizon, the coming years could be transformative for Ripple and its native token. If Garlinghouse’s predictions hold true, XRP’s market presence could expand significantly, making it a key player in the evolving digital asset landscape.