Binance, the world’s largest cryptocurrency exchange by trading volume and user base, has launched a Crypto-as-a-Service (CaaS) platform designed to empower banks, brokerages and exchanges to seamlessly enter the digital asset market. This premium white-label solution will provide institutions with a ready-made infrastructure for crypto trading, custody, compliance and settlement, without the burden of building their own systems from scratch.

The announcement comes amid rising institutional demand for digital assets, with Binance positioning CaaS as a bridge between traditional financial services and the growing crypto economy.

A Plug-and-Play Entry to Crypto

CaaS is built as an end-to-end infrastructure and technology solution specifically tailored for regulated financial institutions. Instead of investing heavily in proprietary systems, banks and brokerages can now integrate crypto services quickly while retaining full control of their brand, client experience and front-end interfaces.

With this plug-and-play design, institutions can:

• Access Binance’s deep global liquidity in Spot and Futures markets.
  
• Retain clients’ trades internally through a feature called internalised trading.
  
• Manage compliance seamlessly with built-in KYC and monitoring tools.
  
• Oversee client engagement and account management through a dedicated institutional dashboard.
  

According to Binance, the model allows traditional finance players to reduce cost, complexity and time-to-market when adding crypto trading to their portfolios.

Internalised Trading: A First in the Industry

One of the standout features of CaaS is internalised trading, which allows financial institutions to match buy and sell orders directly within their own client base before accessing the wider Binance order book.

This provides two clear advantages:

1. Revenue capture – Institutions can benefit from activity that remains within their ecosystem.
   
2. Liquidity flexibility – While client trades can be settled internally, institutions still maintain seamless access to Binance’s Spot and Futures markets when additional depth is needed.
   

Binance claims no other industry provider currently offers such a capability, making it a potential game-changer for institutions seeking to optimise both execution and revenue.

Compliance and Custody Built In

Regulatory compliance and secure custody remain critical concerns for traditional finance players exploring digital assets. To address this, Binance has embedded a suite of compliance-focused features into CaaS.

These include:

• Secure sub-accounts with multiple unique deposit addresses.
  
• Integrated Know Your Customer (KYC) processes.
  
• Transaction monitoring APIs designed to help institutions meet cross-border regulatory obligations.
  

In addition, CaaS provides settlement infrastructure that simplifies asset segregation and ensures clear reporting of client activity. This helps institutions satisfy both internal governance and external regulatory requirements.

Empowering Institutions to Focus on Clients

CaaS also comes with a dedicated management dashboard offering real-time insights into:

• Trading volumes.
  
• Asset flows.
  
• Client onboarding and distribution patterns.
  

Through this interface, institutions can create tailored client experiences: for example, by segmenting accounts, applying differentiated fee mark-ups, or developing tiered service models.

According to Catherine Chen, Head of VIP & Institutional at Binance, the goal is to ensure that financial firms can “focus on what matters most: their clients”, while Binance takes care of the heavy lifting in infrastructure.

Early Access and Wider Rollout

Binance will open early access to Crypto-as-a-Service on 30 September 2025, targeting a select group of established and licensed financial institutions that meet scale requirements.

During this pilot phase, participants will engage directly with the Binance team and explore the platform through private demonstrations. General availability is planned for later in Q4 2025, when a wider pool of eligible banks, brokerages and stock exchanges will be invited to onboard.

Bridging the Gap Between TradFi and Crypto

Chen highlighted the strategic importance of CaaS in today’s financial landscape:

“The demand for digital assets is growing faster than ever, and traditional financial institutions can no longer afford to be on the sidelines. Building crypto capabilities from scratch is complex, costly and can be risky. That’s why we created Crypto-as-a-Service, a turnkey solution that provides institutions with trusted, ready-made infrastructure.”

By offering a white-label solution that combines Binance’s back-end expertise with institutional branding freedom, CaaS is set to play a pivotal role in mainstream adoption of crypto. It effectively lowers barriers for traditional firms to embrace digital assets while ensuring they can remain competitive in an evolving financial market.

Binance’s launch of Crypto-as-a-Service signals a major step in integrating crypto markets with traditional financial institutions. By delivering a robust, compliant and ready-to-deploy infrastructure, Binance is enabling banks and brokerages to meet client demand for digital assets without the prohibitive risks of in-house development.

If successful, CaaS could mark a turning point in the industry, creating a seamless pathway for traditional finance to enter the crypto space and further accelerating the convergence of the two worlds.